Cheap Dental Insurance—It Only Cost Me $134.95!

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Supplemental Dental Insurance Pays For Itself

Monday, November 9th, 2009

I think getting supplemental dental insurance is a great way to save money and here’s why.

Let’s say you sign up for a cheap dental insurance plan that costs $115 a year. If you only get 2 check-ups and 2 cleanings a year, that will save you, under this plan, a total of $126. Basically, the plan pays for itself (plus $11).

But if you need more serious dental work, like a filling, a crown, or a root canal—then you’ll save hundreds of additional dollars! For example, the same plan that costs $114.95 saves you $208 on a root canal.

You can find this particular disount dental plan (called the “Signature Wellness Plan”) plus 30 other top-rated plans, at DentalPlans.com. If you go there and type in your zip code you’ll instantly see all the plans available in your area plus the dentists and dental specialists who participate in them. It’s very easy to do.

These discount dental plans are not technically dental insurance policies. In other words, they do not make payments directly to the providers of dental services. They’re discount plans—but the bottom line is they can save you a lot of money. Plus there’s no messy paperwork, claims forms, complicated rules, or long waiting periods.

If you don’t have dental insurance these plans are definitely the way to go. You’ll sleep better knowing that you won’t be financially ruined if you have to get dental work done. And believe me, sometimes you really need to get the work done.

Supplemental dental insurance is an even better deal for a large family. Even if you just get cleanings, check-ups, and x-rays for all the family members, you’ll save quite a bit of money.

To find out how much money you’ll save, just go to DentalPlans.com. Some plans are geared more towards preventive care–for those with healthy teeth–and some are for people who need to get more serious work done. Either way, the savings can really make a difference in your budget.